Off-the-plan stamp duty calculator (Victoria)
Buying off the plan, you may only pay duty on the land and any construction done before you sign. A temporary concession for apartments, units and townhouses applies to contracts signed from 21 October 2024 and before 21 April 2027 — with no price cap and for investors too.
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SRO worked example
Paige buys an apartment off the plan for $620,000 before construction starts; $465,000 will be spent on construction. Dutiable value = $620,000 − $465,000 = $155,000. Duty at general rates ≈ $4,370 (vs $32,270 on the full price).
Non-temporary concession
For other off-the-plan purchases, the standard concession is generally limited to principal place of residence buyers with values up to $550,000, or first home buyers up to $750,000.
Frequently asked questions
When does the temporary off-the-plan concession end?
Can investors use the off-the-plan concession?
Sources & rates
- SRO Victoria – PPR current rates
- SRO Victoria – First home buyer eligibility
- SRO Victoria – Foreign purchaser additional duty (8%)
- SRO Victoria – First Home Owner Grant
- SRO Victoria – Land transfer duty current rates
- SRO Victoria – First home buyer duty exemption or concession
- SRO Victoria – Off-the-plan duty concession
Rates checked 25 October 2026.
General information only — not financial, tax or legal advice. Results are estimates based on published government rates and simplified assumptions, and do not consider your personal circumstances. Always confirm with the State Revenue Office, the ATO, your lender, a licensed mortgage broker or a qualified adviser before making decisions.