Mortgage repayment calculator

Loan amount ($)

Interest rate (%)

Term (years)

Monthly repayment

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How much could I borrow?Work out your stamp duty Can I buy with a 5% deposit?

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Frequently asked questions

How are mortgage repayments calculated?

Using the standard principal-and-interest amortisation formula: P × r ÷ (1 − (1 + r)^−n), where r is the monthly rate and n the number of months.

General information only — not financial, tax or legal advice. Results are estimates based on published government rates and simplified assumptions, and do not consider your personal circumstances. Always confirm with the State Revenue Office, the ATO, your lender, a licensed mortgage broker or a qualified adviser before making decisions.